It's Not Just a Smart Money App — It's Who UR
Please note that the current launch is open only to early contributors' access, with full public access scheduled for Q3 2025 (check "Phased Rollout" section). More specifics, guides and other information will be made available then.
Introducing UR (pronounced "You Are"), Mantle's banking innovation pillar. A borderless smart money app that makes it easy to spend and off-ramp, all in one place, UR is powered by Mantle Network, which is poised to evolve into a banking chain in addition to its mantle as a leading liquidity chain.
As part of Mantle’s growing suite of modular finance products, UR enables users in more than 40 countries to manage their daily finances securely and effortlessly. It delivers:
- A Multi Currency Account
- Mastercard Debit Card
- Global Banking Rail Access
The first of its kind to help users spend, save and more across fiat and crypto finances in one unified account. Users can open Swiss IBAN accounts supporting EUR, CHF, USD, and RMB, and spend through their Mastercard debit card, which can be added to Apple Pay, Google Pay and more.
At launch, UR supports fund transfers via both traditional rails such as SWIFT, SEPA, and SIC, and crypto networks Ethereum and Arbitrum to offer seamless on- and off-ramps between fiat and digital assets. More supported networks will be added next.
As we embark on this new journey, early contributors will gain access to UR in the initial phase from June 19, 2025, with public access available in Q3 2025 to users from more than 40 selected countries.
Built for both crypto natives and the crypto curious, UR simplifies the way people and businesses move between digital assets and fiat currencies. Self-custodial, fast, and intuitive, UR turns complex crypto workflows into a seamless everyday experience.
Just as operating systems enabled mass computing and mobile companies brought smartphones global, UR is designed to become the everyday interface between traditional and decentralized finance. UR aims to deliver the full stack of blockchain-based financial services from payments to lending and wealth management.
As crypto enters the next phase of adoption, the launch of UR reflects Mantle’s broader vision to reshape the financial stack, from base-layer infrastructure to consumer-grade applications, creating a unified ecosystem where users and institutions can transact, save, invest, and build in ways that were not previously possible under siloed legacy systems. By making DeFi benefits accessible through UR’s simplified user interaction, crypto will be practical and powerful to serve coffee runs and pension funds alike.
Be the first to know when you can get access to UR.
