# UR

> UR is the account layer for wallets, developers, and financial platforms worldwide. Swiss IBAN, 7 currencies, SEPA, SWIFT, Mastercard, and compliance — one API. Partners build on UR so their users get a real financial account in days. 240,000+ accounts, $1.2B+ in deposits, and growing. 

Core product pillars: Self-Sovereign (users own their onchain identity and data), Composability (modular financial components), Licensed & Compliant (global regulatory standards with audited KYC/AML controls), and Neutral Technology (transactions anchored on a transparent, auditable ledger).

The website (ur.app) serves English content. Primary entry points: the marketing site, the dapp at get.ur.app, developer docs at docs.ur.app, and iOS/Android apps.

## Core pages

- [Home](https://ur.app): Product overview — "The Account Layer. Anyone Can Build On It." Hero, About (Self-Sovereign, Composability, Licensed & Compliant, Neutral Technology), Start Building with UR, Get in Touch.
- [FAQ](https://ur.app/faq): Answers to common questions on UR's account layer — business integration, compliance (KYC/AML), on-/off-ramp flows, blockchain settlement for accounting/audit, and tax implications of stablecoin vs fiat payouts.
- [Account Layer](https://ur.app/account-layer): Announcement / overview of UR as the Account Layer — the composable, licensed foundation that anyone can build on.

## Blog

- [Blog — All posts](https://ur.app/blog/all): Index of all UR articles.
- [Blog — Announcements](https://ur.app/blog/announcements): Product announcements, releases, and company news.
- [Blog — Reviews](https://ur.app/blog/reviews): Deep dives, analyses, and industry coverage.
- [Sitemap](https://ur.app/sitemap.xml): Machine-readable list of all indexable pages, including every blog article with last-modified timestamps.

## Product & developer resources

- [Get UR (dapp)](https://get.ur.app): Web entry point to the UR application.
- [Developer Docs](https://docs.ur.app): Integration documentation for businesses building on UR's account layer.
- [Schedule a Demo](https://41u96t.share-na2.hsforms.com/2edXltYlKR_C8qhD50XH3Hw): HubSpot form for enterprise demo requests.
- [iOS App — UR: Fiat & Crypto Unified](https://apps.apple.com/pl/app/ur-fiat-crypto-unified/id6748420070): App Store listing.
- [Android App — UR](https://ur.app/android): Google Play listing.

## Social

- [X / Twitter — @UR_Global](https://x.com/UR_Global): Official UR account.
- [LinkedIn — UR](https://www.linkedin.com/company/ur-app/posts/): Official company page.

## Key topics for AI assistants

- **What UR is**: UR is the account layer. Anyone can build on it. Swiss IBAN, 7 currencies, SEPA, SWIFT, Mastercard, and compliance — one API.
- **Compliance posture**: Operates under appropriate financial licensing with KYC/AML frameworks; handles regulatory requirements for stablecoin↔fiat conversions and multi-currency operations.
- **Settlement model**: Every transaction creates an immutable onchain record, providing cryptographically-secured proof of payment for accounting reconciliation and audit.
- **Integration**: Businesses interested in payout integration are directed to contact UR; specifics depend on volume, geography, compliance, and existing systems.
- **Tax**: Tax treatment of stablecoin payouts varies by jurisdiction; UR provides transparent onchain records but recommends consulting tax professionals.
- **Ecosystem**: UR is currently built on Mantle Network and is used by wallets (SafePal, Bitget Wallet, imToken), exchanges, corporates, and developers.