Education

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The open economy is the financial system as it actually works today: value moves across two sets of rails — stablecoins and fiat — but those rails were built apart.

07 Jul, 2026•education•UR Team

What Is the Open Economy?

The open economy is the financial system as it actually works today: value moves across two sets of rails — stablecoins and fiat — but those rails were built apart.

07 Jul, 2026•education•UR Team

What are Omnibus, Segregated & Nested Accounts?

Every fintech app, crypto exchange, and neobank you use sits on top of one of three account structures: omnibus, segregated, or nested. Here are the differences.

05 Jun, 2026•education•UR Team

Security, Compliance, and Trust in UR's Account Layer

Find out who carries KYC and AML liability, how deposits are protected, and what compliance is actually built into UR's account layer infrastructure.

21 May, 2026•education•UR Team

Wallets vs. the Account Layer: What’s the Difference, and Why It Matters

A wallet holds tokens. An account layer holds a financial life. The difference is structural — and it’s why the next generation of wallets are integrating UR's composable financial stack.

18 May, 2026•education•UR Team

Stablecoins Are Quietly Bypassing Correspondent Banking

Stablecoins are proving their worth with correspondent banking to blockchain and traditional businesses alike.

05 Mar, 2026•education•UR Team

Multi-Rail Payments: The Future of Regulated Payment Infrastructure

The shift from single-rail constraints to multi-rail flexibility is the next evolution in infrastructure.

04 Mar, 2026•education•UR Team

Stablecoin API for Platforms: A Simpler Way to Automate Payout

A stablecoin API helps platforms automate payouts with on-chain settlement, compliance features and multi-chain support. Learn how it works.

23 Feb, 2026•education•UR Team

Payout Solutions: Send Money Globally with Stablecoin-Fiat Flexibility

This article explores how businesses can leverage modern payout solutions to solve cross-border payment challenges, reduce operational costs, and improve the recipient experience through stablecoin-enabled infrastructure.

27 Jan, 2026•education•UR Team

Why Stablecoins Are The Future of Banking and Payments

All you need to know when it comes to stablecoins and how they’re slowly becoming a viable alternative in the finance world.

05 Dec, 2025•education•UR Team

What is an Onchain Bank: Safer, Faster, Borderless Banking

Let's break down how onchain banking works and how UR is simultaneously bringing freedom and efficiency to every transaction and business.

01 Dec, 2025•education•UR Team

About

Access UR

UR is the trademark of SR Saphirstein AG (or SR Saphirstein Limited), which is a company incorporated under the laws of Switzerland with company registration number CHE-256.014.995 and has a Fintech license as a financial institution according to Article 1b of the Swiss Banking Act and is supervised by the Swiss Financial Market Supervisory Authority (FINMA). The registered office is Bellerivestrasse 245, 8008 Zurich, Switzerland.

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